What’s the best thing to do when the markets are volatile?

  It’s instinctive to want to do something when we hear and read about markets falling. Often, however, the best response can be to simply do nothing. This video by our partners Dimensional Fund Advisors demonstrate the difference that having the right financial adviser can make during uncertain times.

What’s Your Risk Tolerance?

Whether it’s the World Cup or Wimbledon, this time of year is heaven for sports lovers. And a love of watching those intense, nail biting feuds on the TV can be a sign of your overall risk tolerance. Studies show that just watching sports increases our adrenaline levels, and those who love the rush of … Continued

divided friends watching game on tv cheering for different teams

Pension Freedom

It’s been three years since George Osborne pulled the rabbit from his Budget briefcase and presented us with pension freedom. The new legislation allowed savers to take any level of withdrawal from their funds to suit their particular requirements, rather than being told the amount they could have by insurance companies. In addition, any value … Continued

ian2-768x566

In Praise of Diversity

A guest blog for Serenity Financial Planning by Alistair Meadows, Investment Analyst at EBI Portfolios “You will always hate something in your portfolio. Really, really hate it”. James Osbourne (Bason Asset Management) October 2014. We often get communications from advisers telling us that they have clients who have concerns with regard to one (or more) of their … Continued

Business People Planning Strategy Analysis from financial document report Office Concept

The Benefits Of Granting Power Of Attorney

I’m sure most of us have at least heard of a Lasting Power Of Attorney but what exactly are they and why are they worth having? Similar to an Ordinary Power of Attorney, which gives someone else the power to handle your financial affairs for you and is usually used on a temporary basis, perhaps … Continued

Close up of pencil on Power of attorney

5 resolutions to improve your money mindset

  It’s the time of year when many of us will be making resolutions in the hope we can better ourselves in the year ahead. Usually these involve improving our health and fitness or embarking on a long-held ambition such as writing a novel. But what about making some resolutions regarding your finances?   At … Continued

Side view of businessman wearing glasses standing near blackboard with light bulb and dollar notes sketches. Concept of business idea implementation.

Update: the knock on effect of the interest rate cuts

Following the Bank of England’s decision to cut interest rates to a record low of 0.25% at the beginning of August and the initial reaction to that from within the financial sector, the resultant effects continue to be felt over a month later. Cash savings accounts have been hit the hardest, with some banks making … Continued

Coins021

The scammers won’t go away, so be careful out there!

            It’s an unfortunate truth of the computer age that, as the software developed to protect your identity and sensitive information improves, so the methods of those trying to defraud you become ever more effective. It’s an ongoing battle between both sides, which means it’s just as important to be … Continued

lock_chain_big.jpg

Deciding your Attitude to Investment Risk

In the old days ‘attitude to risk’ was a very simple concept: clients were either ‘cautious, balanced or adventurous’ and woe betide the adviser who strayed outside those three boxes.
buysellcurves_small.jpg