Articles and News

23Jan

The New Pensioner Bonds

The New Pensioner Bonds
The Pensioner Bonds were a Budget promise from the Chancellor, following lobbying from charities. They argued that pensioners who had relied on the income generated from their life savings were particularly hard hit by more than five years of record low interest rates. The one-year bond will pay an annual interest rate of 2.8%, and the three-year bonds will pay 4%.

Posted in Retirement Planning, Financial Planning for individuals/families

13Jan

The Future of Annuities

The Future of Annuities
What role are annuities likely to play in retirement planning in the light of pension freedoms coming into effect from 6 April 2015? There has been much debate about annuities, particularly since Chancellor George Osborne announced a number of changes to pensions from April 2015, welcomed by Standard Life in a recent bulletin.

Posted in Retirement Planning

13Jan

Tax Year End Approaches: 5 Things to do Before April

Tax Year End Approaches: 5 Things to do Before April
The 5th April might seem a little way off yet, but the end of the tax year always seems to arrive faster than we think! For financial planning, the end of the tax year is important for a variety of reasons and so, before we hit the deadline, put some thought into the following five tips and maximise your saving opportunities before they disappear for good!

Posted in Financial Planning for individuals/families

12Jan

Farewell to a generally good 2014 for savers. What does 2015 have in store for us?

Farewell to a generally good 2014 for savers. What does 2015 have in store for us?
Did 2014 turn out to be a better than expected year for savers? According to a recent bulletin by Standard Life, the Autumn Statement by the Chancellor in early December rounded-off quite a year, with good news for ISAs and pensions.

Posted in Saving, Economy