Articles and News

16Sep

Student finances squeezed

Student finances squeezed
Almost a third (30%) of students currently attending university will move back in with their parents after they have completed their studies, HSBC research shows. For those starting university this year, almost half (49%) expect to live with their parents. Of those who intend to live at home, 78% said it was in order to save money and minimise their debt.

Posted in Financial Planning for individuals/families

16Sep

The UK housing market ‘pauses for breath’

The UK housing market ‘pauses for breath’
Demand for new homes fell in July 2014, the first monthly decline since January 2013, while the supply of new properties coming onto the market increased for the second consecutive month, according to the Royal Institute of Chartered surveyors (RICS). As a result of the rebalancing in demand and supply, house price growth across the UK appears to be moderating, with a net balance of 49% more respondents reporting an increase in prices in July (from 52% in June and 56% in May).

Posted in Economy

16Sep

UK tax regime attracts business takeovers from abroad

UK tax regime attracts business takeovers from abroad
Further hostile takeover attempts, similar to that of AstraZeneca attempted by US pharmaceutical Pfizer earlier in the year, are likely to take place as foreign businesses seek to take advantage of the UK’s attractive corporate tax regime. The UK’s headline rate will be 20% from next April, compared with 35% in the US.

Posted in Tax, Market commentary, Economy

05Sep

The Only 3 Questions You Need to Make a Life Plan for Your Money

The Only 3 Questions You Need to Make a Life Plan for Your Money

YOLO is more than texting shorthand for you only live once. It can also explain the movement toward making life planning the first and most important step in financial planning.

Traditionally, financial planning has essentially been a math exercise involving a series of educated guesses about future spending habits. It’s an exercise that starts with a fiscal exam that can be about as pleasant as a physical exam and even easier to postpone.

Posted in Life Planning