Articles and News

12Dec

Treasury unveils market-leading rates for 'pensioner bonds'

Treasury unveils market-leading rates for 'pensioner bonds'
Interest rates for the new 'pensioner bonds' announced at Budget 2014 have been set at a market-beating 2.8% for the one-year product and 4% for the three-year bond.

 The new bonds issued by National Savings & Investments for the over-65s were originally announced by Chancellor George Osborne in March.

Posted in Retirement Planning, Financial Planning for individuals/families

10Dec

Keeping one eye on a 2015 interest rate rise

Keeping one eye on a 2015 interest rate rise

It is now six years since emergency measures were put in place to protect the global financial markets from imploding when the banking crisis spiked in 2008. To stave off a liquidity disaster, many global policy makers decided to cut interest rates to record low levels.

At that juncture most experts, commentators and the investment community assumed this would be a short term effort; an emergency measure, maybe lasting months, if not months then just a year or two. Virtually no one could see interest rates remaining so low for so long.

10Dec

The Regulation of Work-Based Pensions Schemes

The Regulation of Work-Based Pensions Schemes
The Pensions Regulator is the regulator of work-based pension schemes in the UK, with objectives to: protect members’ benefits; reduce the risk of calls on the Pension Protection Fund (PPF); to promote and to improve understanding of the good administration of work-based pension schemes; to maximise employer compliance with automatic enrolment duties; and to minimise any adverse impact on the employer’s plans for sustainable growth.

Posted in Retirement Planning

10Dec

Growing your wealth with ISAs: why individual savings accounts can be great for your finances

Growing your wealth with ISAs: why individual savings accounts can be great for your finances
It seems odd that in a general climate where there is so much controversy over foreign corporations paying no tax in the UK, pop stars using dubious tax avoidance schemes, and where there is a raging debate about whether “we are all in this together”, there sits in the middle of our tax system, the most wonderful and simple tax haven of all: the ISA.

Posted in Saving, Investments