By Ian Kemp, Serenity Financial Life Planner I’ve been reading the Which? ‘planning for your retirement’ booklet, and it’s a pretty comprehensive summary of things you need to think about. But it struck me there’s one enormous hole in the 34 pages……. There is not one word about what retirement means, so what is it … Continued
Many of us are aware that if we decide to buy Christmas decorations and lights in January we can make huge savings on the prices which will be charged next December. But the same seasonal fluctuation in prices is true for many items throughout the year, some of which may surprise you. Here is a … Continued
It’s the time of year when we are faced with a barrage of advertisements from price comparison websites reminding us of the importance of checking how much we may be able to save if we switch everything from energy providers to mobile phone operators, broadband packages to home insurance. Whilst there is no doubt … Continued
In the run up to Christmas, there is no shortage of charities appealing for our attention and, crucially, our money. Christmas cards, calendars and other gifts are marketed and, if it is a cause close to our heart, then we will dig deep and buy some. But is it really the best way to … Continued
Most of us use Christmas as a time to forget about our finances and how much we are earning and how we could earn more. Yes, we may have spent the best part of a starter mortgage on food and drink and presents but there’s no taking it back now so it’s time to just … Continued
It’s instinctive to want to do something when we hear and read about markets falling. Often, however, the best response can be to simply do nothing. This video by our partners Dimensional Fund Advisors demonstrate the difference that having the right financial adviser can make during uncertain times.
Serenity Financial Planning, the UK’s largest financial life planning business, has appointed Clive Thompson from within the business to the new role of head of business standards. Clive has worked as a financial life planner at Serenity Financial Planning for the past nine years, showcasing a new approach to financial planning that has proved popular … Continued
It’s the time of year when it’s getting a little bit chilly and our energy bills will start to rise. A few simple changes can help to keep the costs down and help you to lead a more sustainable lifestyle. According to the Energy Saving Trust most households could save £100s each year as … Continued
It’s the time of year when retailers pull out all the stops to encourage us to shop. There are offers with imminent deadlines, tempting window displays and essentially the whole armoury of tricks on display to get shoppers to spend as much as possible in the coming weeks. If you are one of the … Continued
If you’re looking for ways to get on top of your money in the run up to Christmas, here are 5 things you can plan in less than an hour so your cash goes further. Work out your money trade-offs At some point in their lives, everyone has had to make trade-offs with … Continued
