September is a month of new starts. Back to school, back to work, back to business for many of us after the holidays. And because the school holidays or summer breaks often mean a break in routine for many of us, it’s a great time to break bad habits and build newer, better ones. … Continued
Ian Kemp, Serenity Financial Planner in our North Yorkshire office has received good news recently. Ian passed the Chartered Insurance Institute’s AF5 exam on the Financial Planning Process at the end of June. The exam is a test of Ian’s ability to bring together and apply his technical knowledge and planning skills. It’s also another step … Continued
During the summer months, everything seems that little bit more relaxed. People spend more time with friends and family, making the most of the sunshine before the serious skies of winter appear. Studies show that we’re more likely to take care of ourselves and enjoy those ‘little moments’. To put it another way, the … Continued
The summer holidays are well underway and many parents and grandparents will be suffering from complaints of boredom or working out how to keep young people entertained (and away from their devices) without spending a fortune. The break in the academic year, however, can provide a valuable opportunity to put into place a … Continued
In 2017, one of our strategic partners Dimensional Fund Advisors conducted an investor feedback survey on behalf of financial advisers who work with them. The findings show that investors place a high value on the sense of security they receive from their financial adviser relationships. It also demonstrates how the right financial adviser plays … Continued
Whether it’s the World Cup or Wimbledon, this time of year is heaven for sports lovers. And a love of watching those intense, nail biting feuds on the TV can be a sign of your overall risk tolerance. Studies show that just watching sports increases our adrenaline levels, and those who love the rush of … Continued
Now that the summer months are upon us, it’s tempting to overindulge a little bit in celebration of the long sunny days and warm summer evenings. Whilst a little bit of indulgence is good for us, there is growing evidence to show that by adapting your lifestyle slightly to incorporate healthy activities, you will not … Continued
We are incredibly delighted to announce that one of our financial life planners Caroline Keegan has opened a new office in her home town of Holmfirth. This small town is located in West Yorkshire and is widely known for being the setting for ‘Last of the Summer Wine’. On moving into her new office, Caroline … Continued
It’s been three years since George Osborne pulled the rabbit from his Budget briefcase and presented us with pension freedom. The new legislation allowed savers to take any level of withdrawal from their funds to suit their particular requirements, rather than being told the amount they could have by insurance companies. In addition, any value … Continued
Just when you think it wasn’t that long ago when we were tucking into our Easter eggs, we are now only a few weeks away from the longest day of the year. It’s a reminder of how quickly time passes, but also a good prompt to think about how we spend our day to day … Continued
