Protection

30Apr

The Gender Directive - what you should know

The European Court of Justice has ruled that from 21st December this year, insurers wont be able to use a persons gender as a factor in calculating the cost of their insurance.

Statistically, women live longer than men so they've typically had lower rates for life insurance. This will no longer be the case.

Posted in Protection

03Apr

Protected Rights – new possibilities from April 6th

Historically, many people chose to contract out of the State Earnings Related Pension Scheme using their money purchase pension. Put simply, this meant that the money that would have gone into SERPS went into their personal pensions instead – effectively, they were swapping known benefits from the Government for unknown (but potentially greater) benefits from their own pension scheme.

Posted in Protection

10Apr

Who will be looking after YOU?

Ongoing concerns over NHS reform are causing more people to think about taking out private medical insurance (PMI). The benefits of PMI are well-known: prompt access to diagnosis and treatment (bypassing sometimes lengthy NHS waiting lists), your choice of consultant, and hotel-like accommodation in clean, modern hospitals.

Posted in Protection

19Feb

The most important insurance you can have?

The impulse to protect our loved ones is one of the most basic instincts a person can have. Yet the fact remains that many people don’t take out sufficient insurance to protect themselves and their family should something happen to prevent them from being able to work. And if the main breadwinner in a household suddenly becomes unable to earn a wage, it can very quickly lead to serious financial hardship.

Posted in Protection