Investments

09Mar

ISAs gathering dust, not interest?

An increasing number of new cash ISA products are being sold with additional interest as a bonus percentage, usually for no more than the first year. Investors who do not review their ISA holdings on at least a yearly basis may find that a later interest yield is dramatically less that they expected. Some people with ISA investments believe that it is not easy or even possible to transfer their ISAs from one provider to another.

Posted in Investments

15Nov

Junior ISA's launched on the 1st November

The new savings initiative for children has been introduced following the closure of the Child Trust Fund schemes in January this year.

Junior ISAs will be available to all children living in the UK who do not have a Child Trust Fund account. There will be a total annual limit of £3,600 for all payments into these accounts, which can be a cash account, stocks and shares account, or combination of the two.

Posted in Investments

22Nov

Which? Report Highlights Risky Investment Advice

According to a new Which? report, many high street banks and building societies are giving poor advice and recommending inappropriate investment products to elderly and potentially vulnerable consumers. Which? researchers, in an undercover investigation, found that only five out of 37 advisers in banks and building societies gave good advice about investments.

Posted in Investments

21Jun

Discipline: Your Secret Weapon

Working with markets, understanding risk and return, diversifying and portfolio structure—we've heard the lessons of sound investing over and over. But so often the most important factor between success and failure is ourselves.

Posted in Investments