What is Evidence Based Investing?

A guest blog by Robin Powell, an award-winning journalist and financial educator. He blogs as The Evidence-Based Investor at evidenceinvestor.com. A phrase you may have heard about lately is evidence-based investing. You would have thought that, in investing, as in, for example, medicine or criminal law, everything is based on evidence as a matter of … Continued

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5 ways to boost your Christmas kitty

If you’re looking for ways to get on top of your money in the run up to Christmas, here are 5 things you can plan in less than an hour so your cash goes further.     Work out your money trade-offs At some point in their lives, everyone has had to make trade-offs with … Continued

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Three must dos before you retire

Retirement is often something people look forward to as they reach the end of their working lives.  Often, the people who are happiest in retirement are those who’ve thought about what they want in advance and put in place an effective structure for their lives.   You might not be retiring just yet, but it’s a … Continued

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Introducing a new blog Escaping The Bucket

Have you ever heard of the analogy of the bucket of crabs? It goes something like this: Take a bucket of crabs, all scrabbling around, then one tries to climb out of the bucket. Guess what? The rest grab hold of it and pull it back into the bucket – they are stopping it from changing … Continued

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What harvest festival can teach us about finances

  Harvest Festival will soon be upon us.  Those harvest baskets full of fruits and vegetables and celebratory songs have been a way of giving thanks since pagan times.  But Harvest Festival is more than just a celebration – it has also been used as a way to save food and supplies in times of … Continued

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How to create healthy new habits

  September is a month of new starts. Back to school, back to work, back to business for many of us after the holidays. And because the school holidays or summer breaks often mean a break in routine for many of us, it’s a great time to break bad habits and build newer, better ones. … Continued

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Congratulations to our Financial Planner Ian Kemp

  Ian Kemp, Serenity Financial Planner in our North Yorkshire office has received good news recently. Ian passed the Chartered Insurance Institute’s AF5 exam on the Financial Planning Process at the end of June. The exam is a test of Ian’s ability to bring together and apply his technical knowledge and planning skills.   It’s also another step … Continued

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Mindfulness techniques to create healthy financial habits

  During the summer months, everything seems that little bit more relaxed.  People spend more time with friends and family, making the most of the sunshine before the serious skies of winter appear. Studies show that we’re more likely to take care of ourselves and enjoy those ‘little moments’. To put it another way, the … Continued

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Teach your children about money this summer

  The summer holidays are well underway and many parents and grandparents will be suffering from complaints of boredom or working out how to keep young people entertained (and away from their devices) without spending a fortune.   The break in the academic year, however, can provide a valuable opportunity to put into place a … Continued

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The Difference the Right Financial Adviser Makes

    In 2017, one of our strategic partners Dimensional Fund Advisors conducted an investor feedback survey on behalf of financial advisers who work with them. The findings show that investors place a high value on the sense of security they receive from their financial adviser relationships. It also demonstrates how the right financial adviser plays … Continued

What’s Your Risk Tolerance?

Whether it’s the World Cup or Wimbledon, this time of year is heaven for sports lovers. And a love of watching those intense, nail biting feuds on the TV can be a sign of your overall risk tolerance. Studies show that just watching sports increases our adrenaline levels, and those who love the rush of … Continued

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