What is Evidence Based Investing?

A guest blog by Robin Powell, an award-winning journalist and financial educator. He blogs as The Evidence-Based Investor at evidenceinvestor.com. A phrase you may have heard about lately is evidence-based investing. You would have thought that, in investing, as in, for example, medicine or criminal law, everything is based on evidence as a matter of … Continued

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Five Ways To Go On A Financial Fast

  With Lent upon us, even the non-religious amongst us will think of something that we can perhaps give up for Easter. Usually, we pick something to do with our diet — sweet treats and alcohol are often the most popular things to give up. But what about our finances? There are undoubtedly expenditures within … Continued

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How our spending habits change when the days get longer

It’s the time of year when the clocks spring forward, and the days are getting longer. And according to numerous studies, it’s not just our sleeping habits which are affected by this, but our spending. Studies reveal that people tend to shop, dine out and engage in commercial activities more frequently in after-work daylight. So, … Continued

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Why money talk can bring a little romance into your life

They say Money Can’t Buy You Love, but as Financial Life Planners, we know that while talking about money is not typically a conversation for Valentine’s Day, it can certainly enhance your romantic relationships.   In the long run it can also improve your financial wellbeing….   A recent survey of 2000 British adults revealed … Continued

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5 Lessons that the tax return deadline can teach us all

While not everyone needed to be concerned about the 31st January deadline to submit Self Assessment tax returns, for those who are registered as self employed, it’s always a date etched deeply into the conscience. And yet, according to HMRC, in 2018 nearly 750,000 people missed it, most incurring fines as a result.   Get … Continued

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Staying serene amidst all the Brexit noise

By Tom Desborough, Serenity Financial Planner We’re now a year and a half on from the vote to leave the European Union, yet the negotiations between the UK and the EU seem to be gaining little traction, the longer term implications of the UK’s withdrawal still remain unclear and we’re left with that now familiar … Continued

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Introducing Hollie Simpson, Client Relationship Manager

More exciting news from Serenity! Our client support team has recently been boosted with the arrival of Hollie Simpson who joined us as a Client Relationship Manager based in our Admin Hub in Lincoln. Originally from Newcastle, Hollie recently moved to Lincoln having worked for Santander Bank. She brings with her valuable experience and skills in … Continued

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Real Retirement Planning

By Ian Kemp, Serenity Financial Life Planner I’ve been reading the Which? ‘planning for your retirement’ booklet, and it’s a pretty comprehensive summary of things you need to think about. But it struck me there’s one enormous hole in the 34 pages……. There is not one word about what retirement means, so what is it … Continued

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The Value of Loyalty

It’s the time of year when we are faced with a barrage of advertisements from price comparison websites reminding us of the importance of checking how much we may be able to save if we switch everything from energy providers to mobile phone operators, broadband packages to home insurance.    Whilst there is no doubt … Continued

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