Christmas is the time of year when there are more family arguments than any other time, because we spend more time together – and money is in the top three subjects to cause the argument. Here are a few simple guidelines to avoid money causing a major rift with people you care about. … Continued
Now that the gloomier winter months have passed us by, it is a good time to reflect on the dreams of a better life that may have kept us going on the more miserable days. Maybe you imagined having a new job or moving to a different country. Well, just because the days are getting … Continued
A summary by Tina Weeks Philip Hammond delivered his first Spring Budget as chancellor yesterday. We’ve taken a closer look at what he had to say and summarise the most important changes that will affect our clients. The good news is there were no significant tax or pensions changes in this Budget that will have any … Continued
There’s no doubt that alarming as the introduction is to Choose Yourself by James Altucher, there is truth in what he writes. “The world is changing. Markets have crashed. Jobs have disappeared. Industries have been disrupted and are being remade before our eyes….. everything we thought was safe no longer is.” His conclusion, … Continued
Apps have transformed the way you can do almost everything in life, from tracking your fitness regime to ordering a takeaway. For those interested in saving money, there are hundreds of finance-related apps out there, but it’s hard to know which of these will actually help you manage your hard-earned cash and which will just take up space on your smartphone. Have a look below to see three of the savings apps we reckon are actually worth using, all of which won’t cost you a penny to download.
Set to be introduced in April 2017, the Lifetime ISA essentially offers an alternative to the Help To Buy ISA. With two competing options on the table, it’s important to know which is best for you and your needs, as whilst they have some similarities, there are also key differences between the two.
The new single-tier state pension, also referred to as a ‘flat-rate’ pension, came into effect at the start of April this year. Whilst it makes the system simpler, as well as increasing the basic state pension from around £120 per week to a starting figure of £155 per week, the new system is not set to benefit everyone. To find out whether you’re one of the people who will be better off, one of those losing out, or someone who won’t be affected by the changes at all, read on.
Let’s face it, if you drive past a Waitrose it’s quite likely that you’re passing through a fairly well-to-do middle class area. Whilst other food retailers don’t have quite the same status-affirming presence, a Waitrose gives off an unmistakeable air of ‘middle-class-ness’.
As the warm weather keeps threatening to finally arrive for good, it feels like the perfect time to start thinking about where to go to get away in the summer months. Keep reading to discover our top three destinations for your 2016 holiday.
There’s no doubt that we’re in a time of considerable change when it comes to pensions, with a great many people unsure of whether or not they should take advantage of the new freedoms and how they can best put the new system to work for them. As well as the positive things you can do with your pension, there are a number of things you should probably avoid doing with your retirement funds too.