Can SAD affect your spending habits?

  As the nights draw in, it is estimated that around one in 15 of us in the UK will suffer from  Seasonal Affective Disorder, but what few of us realise is that the winter blues – as it is known – can also cost us money!   Also known as SAD, Seasonal Affective Disorder … Continued

Seasonal Affective Disorder

Why You Shouldn’t Book Now For Summer 2018

If you have returned from your summer holiday to numerous emails encouraging you to ‘book now for summer 2018’ coupled with generous discounts from the same holiday company you used if you book through them again, hold fire! Here’s why you shouldn’t book now…   Instead of being persuaded to part with any hard earned … Continued

Businessman standing in his office in front of the window with pyramids and sands behind it. Dreaming of vacation. Leave of absence, holiday.

How To Always Make Eating Out A Great Experience

When was the last time you had a meal out with the family, only for the food to have been a bit of a disappointment? These days you pay at least a tenner per meal, even in your local pub. Add in drinks and desserts and it is easy for eating out with a family … Continued

leisure, eating, food and drinks, people and holidays concept - smiling friends having dinner and drinking beer at restaurant or pub

Why It’s Time For An Adventure

  Whether it’s rainy or sunny, whether you’re heading away or staying at home, there is definitely something about summer that brings a little adventurous spirit to us all. The really great news is that we can use this to improve both our finances and our overall happiness.   It’s not simply supposition but fact … Continued

successful woman hiker taking photo with smartphone on mountain peak cliff

What diets teach us about our finances

  It’s that time of year when many of us are starting to be a little more conscious about what we eat and how much we exercise as the thought of a visit to the beach or a sunny poolside beckons.   And while for some of us, all that is required is perhaps a … Continued

golden apples and coins

The best way to bank your holidays

When April comes around, many of us have a spring in our step, not just because the weather begins to get warmer, but because we all know that April and May herald the beginning of the spring bank holidays.   At this time of year more than any other, with Easter and then the two … Continued

Dreams of travel are all part of the enjoyment of a holiday

Be Mad As The March Hare

Now that the gloomier winter months have passed us by, it is a good time to reflect on the dreams of a better life that may have kept us going on the more miserable days. Maybe you imagined having a new job or moving to a different country. Well, just because the days are getting … Continued

Mad March Hare

Save it for a sunny day

  It’s storm season, a reminder of that good old fashioned saying that we should save money for a rainy day but is it always the best advice?   We certainly need to be prepared for difficult times. Should we suffer a sudden loss to income, ill health or bereavement, for example, forward planning and good … Continued

money growing and small tree in jar -- saving

Four Financial Habits That Will Change Your Life

  Each year, many people spend the last few days of January frantically going through paperwork to meet the tax return deadline. There are, of course, others who can smugly say that they had the return filed the previous April.  But aside from avoiding the panic of HMRC deadlines, there are many other benefits to … Continued

Smiling woman doing paperwork -- good financial habits

Is 2017 the year the rewrite your life story?

  There is a famous saying by Philip Pullman, author of the Dark Materials trilogy:  ‘After nourishment, shelter and companionship, stories are the thing we need most in the world.’ Stories teach us about the world and the people around us, but most importantly, they teach us about ourselves.   The stories that are most … Continued

My New Life Story Chapter 1 on a typewriter