How our spending habits change when the days get longer

It’s the time of year when the clocks spring forward, and the days are getting longer. And according to numerous studies, it’s not just our sleeping habits which are affected by this, but our spending. Studies reveal that people tend to shop, dine out and engage in commercial activities more frequently in after-work daylight. So, … Continued

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The Value of Loyalty

It’s the time of year when we are faced with a barrage of advertisements from price comparison websites reminding us of the importance of checking how much we may be able to save if we switch everything from energy providers to mobile phone operators, broadband packages to home insurance.    Whilst there is no doubt … Continued

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How To Double The Gift of Giving

In the run up to Christmas, there is no shortage of charities appealing for our attention and, crucially, our money. Christmas cards, calendars and other gifts are marketed and, if it is a cause close to our heart, then we will dig deep and buy some.   But is it really the best way to … Continued

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The Wisdom of the Christmas Movie

Most of us use Christmas as a time to forget about our finances and how much we are earning and how we could earn more. Yes, we may have spent the best part of a starter mortgage on food and drink and presents but there’s no taking it back now so it’s time to just … Continued

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Stay warm and save money

  It’s the time of year when it’s getting a little bit chilly and our energy bills will start to rise. A few simple changes can help to keep the costs down and help you to lead a more sustainable lifestyle. According to the Energy Saving Trust most households could save £100s each year as … Continued

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5 ways to buy wisely

  It’s the time of year when retailers pull out all the stops to encourage us to shop. There are offers with imminent deadlines, tempting window displays and essentially the whole armoury of tricks on display to get shoppers to spend as much as possible in the coming weeks. If you are one of the … Continued

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Introducing a new blog Escaping The Bucket

Have you ever heard of the analogy of the bucket of crabs? It goes something like this: Take a bucket of crabs, all scrabbling around, then one tries to climb out of the bucket. Guess what? The rest grab hold of it and pull it back into the bucket – they are stopping it from changing … Continued

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What harvest festival can teach us about finances

  Harvest Festival will soon be upon us.  Those harvest baskets full of fruits and vegetables and celebratory songs have been a way of giving thanks since pagan times.  But Harvest Festival is more than just a celebration – it has also been used as a way to save food and supplies in times of … Continued

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How to create healthy new habits

  September is a month of new starts. Back to school, back to work, back to business for many of us after the holidays. And because the school holidays or summer breaks often mean a break in routine for many of us, it’s a great time to break bad habits and build newer, better ones. … Continued

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