Sustainable Investing – is it sustainable?

A guest blog for Serenity Financial Planning by Alistair Meadows, Investment Analyst at EBI Portfolios “Money is better than poverty, if only for financial reasons.” – Woody Allen Sustainable Investing is hot right now; a Google search reveals a plethora of SRI (Socially Responsible Investing) or ESG (Environmental, Social and Governance) funds in the pipeline as Fund Managers rush to meet demand … Continued

Man in sustainable investment concept

The secret to sticking to your New Year money resolutions

When it comes to our personal life and finances, there’s an awful lot we can learn from looking at how small businesses are run. And taking a closer look at them can lead to a surprisingly simple and powerful way that is far more effective than willpower when it comes to sticking to New Year’s … Continued

2018 goals with women hand putting money coin in piggy bank Saving money concept concept of financial savings to buy a house Growth business money.

Can SAD affect your spending habits?

  As the nights draw in, it is estimated that around one in 15 of us in the UK will suffer from  Seasonal Affective Disorder, but what few of us realise is that the winter blues – as it is known – can also cost us money!   Also known as SAD, Seasonal Affective Disorder … Continued

Seasonal Affective Disorder

How to handle a financial scare

  It’s the witching month, when Hallowe’en will soon be upon us and many of us will enjoy the low level ‘scares’ of spooky costumes and the occasional horror movie.   What many of us can probably also agree on is that there is nothing light-hearted or thrilling when it comes to financial scares. Whether … Continued

Financial scare

The Art of Doing Nothing

What did you do at the weekend? Or what are you planning to do next weekend? At this time of year it seems, there is no shortage of options. Whether you’re having a barbecue, going to an outdoor theatre event, enjoying a little mini break somewhere or taking the family to a theme park, there … Continued

Young man reading book in the swing and large dog resting on the garden of the modern family house.

How To Be Mindful With Your Money

There has been a huge breakthrough in the world of wellbeing and happiness in recent years with the idea of Mindfulness – the state of mind when we simply connect with the present moment rather than thinking about the future or worrying about the past.   Studies show that those who practice mindful meditation even for … Continued

Businessman found his balance with time and money. Business man sitting and mindful meditating in lotus asana in zen peace and mental calmness. Flat style vector illustration clipart.

5 things gardening can teach us about our money

If you’ve been spending time in the garden now spring has arrived, it’s a wonderful way to relax. There are however, many life lessons we can learn as we tend to the garden, and there are some powerful metaphors about the way we handle our finances…   1 From tiny acorns mighty oaks will grow … Continued

Happy pretty smiling young woman enjoying smell flowers over spring garden background

The best way to bank your holidays

When April comes around, many of us have a spring in our step, not just because the weather begins to get warmer, but because we all know that April and May herald the beginning of the spring bank holidays.   At this time of year more than any other, with Easter and then the two … Continued

Dreams of travel are all part of the enjoyment of a holiday

Be Mad As The March Hare

Now that the gloomier winter months have passed us by, it is a good time to reflect on the dreams of a better life that may have kept us going on the more miserable days. Maybe you imagined having a new job or moving to a different country. Well, just because the days are getting … Continued

Mad March Hare

Save it for a sunny day

  It’s storm season, a reminder of that good old fashioned saying that we should save money for a rainy day but is it always the best advice?   We certainly need to be prepared for difficult times. Should we suffer a sudden loss to income, ill health or bereavement, for example, forward planning and good … Continued

money growing and small tree in jar -- saving