Mindfulness techniques to create healthy financial habits

  During the summer months, everything seems that little bit more relaxed.  People spend more time with friends and family, making the most of the sunshine before the serious skies of winter appear. Studies show that we’re more likely to take care of ourselves and enjoy those ‘little moments’. To put it another way, the … Continued

Calm woman relaxing meditating with laptop, no stress free relief at work concept, mindful peaceful young businesswoman or student practicing breathing yoga exercises at workplace, office meditation

What’s Your Perfect Day

Just when you think it wasn’t that long ago when we were tucking into our Easter eggs, we are now only a few weeks away from the longest day of the year. It’s a reminder of how quickly time passes, but also a good prompt to think about how we spend our day to day … Continued

What's Your Perfect Day

The Benefits Of Granting Power Of Attorney

I’m sure most of us have at least heard of a Lasting Power Of Attorney but what exactly are they and why are they worth having? Similar to an Ordinary Power of Attorney, which gives someone else the power to handle your financial affairs for you and is usually used on a temporary basis, perhaps … Continued

Close up of pencil on Power of attorney

Use It Or Lose It

You’re looking forward to the day when you can finally stop working and do all those things you’ve dreamt about – spending more time with the family, travelling to glorious places you’ve seen in magazines, getting fitter, taking up a new hobby, becoming more active in the community etc. You’ve spent time with your financial … Continued

active old age, people and lifestyle concept - happy senior couple riding bicycles at summer park

How To Get Your Missing Hour Back

We all know when the clocks ‘spring forwards’ we don’t actually lose an hour. But the truth is, until the clocks go back again in October, we sort of do. What is most interesting is how quickly we adjust to the change. In all aspects apart from one key element, saving time is much like … Continued

get missing hour back

Sustainable Investing – is it sustainable?

A guest blog for Serenity Financial Planning by Alistair Meadows, Investment Analyst at EBI Portfolios “Money is better than poverty, if only for financial reasons.” – Woody Allen Sustainable Investing is hot right now; a Google search reveals a plethora of SRI (Socially Responsible Investing) or ESG (Environmental, Social and Governance) funds in the pipeline as Fund Managers rush to meet demand … Continued

Man in sustainable investment concept

The secret to sticking to your New Year money resolutions

When it comes to our personal life and finances, there’s an awful lot we can learn from looking at how small businesses are run. And taking a closer look at them can lead to a surprisingly simple and powerful way that is far more effective than willpower when it comes to sticking to New Year’s … Continued

2018 goals with women hand putting money coin in piggy bank Saving money concept concept of financial savings to buy a house Growth business money.

Can SAD affect your spending habits?

  As the nights draw in, it is estimated that around one in 15 of us in the UK will suffer from  Seasonal Affective Disorder, but what few of us realise is that the winter blues – as it is known – can also cost us money!   Also known as SAD, Seasonal Affective Disorder … Continued

Seasonal Affective Disorder

How to handle a financial scare

  It’s the witching month, when Hallowe’en will soon be upon us and many of us will enjoy the low level ‘scares’ of spooky costumes and the occasional horror movie.   What many of us can probably also agree on is that there is nothing light-hearted or thrilling when it comes to financial scares. Whether … Continued

Financial scare

The Art of Doing Nothing

What did you do at the weekend? Or what are you planning to do next weekend? At this time of year it seems, there is no shortage of options. Whether you’re having a barbecue, going to an outdoor theatre event, enjoying a little mini break somewhere or taking the family to a theme park, there … Continued

Young man reading book in the swing and large dog resting on the garden of the modern family house.