What diets teach us about our finances

  It’s that time of year when many of us are starting to be a little more conscious about what we eat and how much we exercise as the thought of a visit to the beach or a sunny poolside beckons.   And while for some of us, all that is required is perhaps a … Continued

golden apples and coins

The best way to bank your holidays

When April comes around, many of us have a spring in our step, not just because the weather begins to get warmer, but because we all know that April and May herald the beginning of the spring bank holidays.   At this time of year more than any other, with Easter and then the two … Continued

Dreams of travel are all part of the enjoyment of a holiday

Why LISA might be the new star of the tax year

If you have yet to see much point in saving money in an ISA, a new incentive for 2017 could change your mind. This month sees the launch of a new Lifetime ISA – or LISA. For every pound saved in the tax year – up to a maximum of £4,000 – the state will boost … Continued

The new Lifetime ISA could help to grow your savings

Be Mad As The March Hare

Now that the gloomier winter months have passed us by, it is a good time to reflect on the dreams of a better life that may have kept us going on the more miserable days. Maybe you imagined having a new job or moving to a different country. Well, just because the days are getting … Continued

Mad March Hare

Four Financial Habits That Will Change Your Life

  Each year, many people spend the last few days of January frantically going through paperwork to meet the tax return deadline. There are, of course, others who can smugly say that they had the return filed the previous April.  But aside from avoiding the panic of HMRC deadlines, there are many other benefits to … Continued

Smiling woman doing paperwork -- good financial habits

Is 2017 the year the rewrite your life story?

  There is a famous saying by Philip Pullman, author of the Dark Materials trilogy:  ‘After nourishment, shelter and companionship, stories are the thing we need most in the world.’ Stories teach us about the world and the people around us, but most importantly, they teach us about ourselves.   The stories that are most … Continued

My New Life Story Chapter 1 on a typewriter

5 resolutions to improve your money mindset

  It’s the time of year when many of us will be making resolutions in the hope we can better ourselves in the year ahead. Usually these involve improving our health and fitness or embarking on a long-held ambition such as writing a novel. But what about making some resolutions regarding your finances?   At … Continued

Side view of businessman wearing glasses standing near blackboard with light bulb and dollar notes sketches. Concept of business idea implementation.

What would be your perfect year?

Traditionally, the time for reflecting on the past and what will come is New Year’s Eve. But is this necessarily the best time to do this? As anyone who has worked with a Serenity Financial planner will know, there is one exercise which involves reflecting on your current average day, week and year, and then … Continued

What would be your ideal year in 2017

How should we react to the election of President Trump?

It’s a ‘Here we go again’ sort of day today as we all assimilate the news that Donald Trump is now president of the United States. Just like with Brexit, our message to all our clients is not to panic. Stop watching the news, don’t read the headlines and ignore the noise. This is not … Continued

Donald Trump, newly elected President of the USA

How to invest for success following the US presidential election

Assuming the US presidential election took place yesterday, this is how to position your portfolio – Andy Hart  You will all now know that yesterday (8 November 2016) was a historic day for our planet. The new leader of the free world was announced. So how should you position your portfolio in the light of … Continued

WASHINGTON DC US - Sep. 29 2016: Presidential elections in the US. Names of Clinton and Trump written in a directional road signs against american flag