How To Get Your Missing Hour Back

We all know when the clocks ‘spring forwards’ we don’t actually lose an hour. But the truth is, until the clocks go back again in October, we sort of do. What is most interesting is how quickly we adjust to the change. In all aspects apart from one key element, saving time is much like … Continued

get missing hour back

7 Steps To Spring Clean Your Finances

A few simple tasks to take care of your finances of at this time of year will save you time, worry and possibly a good deal of money in the year ahead. For the rest of the world, New Year comes in January (or February for China) but when it comes to finance, the end of … Continued

spring clean finances

What is Evidence Based Investing?

A guest blog by Robin Powell, an award-winning journalist and financial educator. He blogs as The Evidence-Based Investor at A phrase you may have heard about lately is evidence-based investing. You would have thought that, in investing, as in, for example, medicine or criminal law, everything is based on evidence as a matter of … Continued


Preparing For The Next Financial Crisis

A guest blog for Serenity Financial Planning by investment, retirement and platform research consultant Abraham Okusanya MSc of Finaytiq. A crisis is coming! In the coming years, there is going to be a major financial crisis! This crisis will bring capital markets across the world to their knees. There’ll be a lot of panic. Your … Continued

Economic turbulence and financial trouble and money adversity or economy crisis concept as a tree being blown by the wind and damaged or destroyed by the force of a storm as a business crisis metaphor with 3D illustration elements.

What is a bargain?

Here are 5 key rules to have in your mind before you buy anything in a sale… Rule 1: Would you have paid the original price? An often repeated rule, but a golden one is that something is not a bargain if you wouldn’t have paid the original price. Many shops artificially boost the ‘pre’ … Continued

Excited woman shopping online for Christmas bargains pursing her lips in astonishment as she spots something she desires.

The art of celebration

  If you’re looking at your diary and wondering how you will survive the party fatigue (not to mention the cost)  of the run-up to Christmas, you’re not alone. A survey of 700 people revealed that  four out of 10 of us are ambivalent towards Christmas parties with a fifth of people actively disliking them. What … Continued

Two smiling girls drinking colorful cocktails. Watercolor painted picture on paper

What hibernation can teach us about our finances

It’s the time of year when many animals are preparing their winter quarters, topping up stores of food and getting ready for a long winter’s nap, also known as hibernation.   What’s this got to do with finance? A lot actually, because this is nature’s way of helping creatures to survive periods when the resources … Continued

Ginger squirrel sits on a tree in the winter forest. Rodent eating a nut.

Can SAD affect your spending habits?

  As the nights draw in, it is estimated that around one in 15 of us in the UK will suffer from  Seasonal Affective Disorder, but what few of us realise is that the winter blues – as it is known – can also cost us money!   Also known as SAD, Seasonal Affective Disorder … Continued

Seasonal Affective Disorder

How to handle a financial scare

  It’s the witching month, when Hallowe’en will soon be upon us and many of us will enjoy the low level ‘scares’ of spooky costumes and the occasional horror movie.   What many of us can probably also agree on is that there is nothing light-hearted or thrilling when it comes to financial scares. Whether … Continued

Financial scare

Discover Your Own Myths About Money

The children may be bemoaning the start of another school year but there is a lot to be gained from learning new things, whatever your age – no more so than when it comes to managing our personal finances.   At Serenity Financial Planning we open up clients to new ways of thinking about – … Continued

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