How To Get The Most Out Of The Bank Holidays

It’s bank holiday season again, and while most of us look forward to those extra days off and more time with friends and family, all too often we can end up spending much of it inside a DIY store or catching up on chores. In the event we do go out, we can end up … Continued

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The Benefits Of Granting Power Of Attorney

I’m sure most of us have at least heard of a Lasting Power Of Attorney but what exactly are they and why are they worth having? Similar to an Ordinary Power of Attorney, which gives someone else the power to handle your financial affairs for you and is usually used on a temporary basis, perhaps … Continued

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How To Survive A Financial Downpour

Spring is here and the winter is finally behind us. Or is it? April is noted as a month of weather unpredictability and it is fair to say this year so far has been more unpredictable than most. In life too, we are often subject to financial downpours. There are always times when perhaps the … Continued

Debt pressure financial concept as a huge wave or tide made of 3D illustration text as a finance and economic crisis metaphor for money problem risk and budget management trouble.

How To Get Your Missing Hour Back

We all know when the clocks ‘spring forwards’ we don’t actually lose an hour. But the truth is, until the clocks go back again in October, we sort of do. What is most interesting is how quickly we adjust to the change. In all aspects apart from one key element, saving time is much like … Continued

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7 Steps To Spring Clean Your Finances

A few simple tasks to take care of your finances of at this time of year will save you time, worry and possibly a good deal of money in the year ahead. For the rest of the world, New Year comes in January (or February for China) but when it comes to finance, the end of … Continued

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What is Evidence Based Investing?

A guest blog by Robin Powell, an award-winning journalist and financial educator. He blogs as The Evidence-Based Investor at evidenceinvestor.com. A phrase you may have heard about lately is evidence-based investing. You would have thought that, in investing, as in, for example, medicine or criminal law, everything is based on evidence as a matter of … Continued

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Preparing For The Next Financial Crisis

A guest blog for Serenity Financial Planning by investment, retirement and platform research consultant Abraham Okusanya MSc of Finaytiq. A crisis is coming! In the coming years, there is going to be a major financial crisis! This crisis will bring capital markets across the world to their knees. There’ll be a lot of panic. Your … Continued

Economic turbulence and financial trouble and money adversity or economy crisis concept as a tree being blown by the wind and damaged or destroyed by the force of a storm as a business crisis metaphor with 3D illustration elements.

What is a bargain?

Here are 5 key rules to have in your mind before you buy anything in a sale… Rule 1: Would you have paid the original price? An often repeated rule, but a golden one is that something is not a bargain if you wouldn’t have paid the original price. Many shops artificially boost the ‘pre’ … Continued

Excited woman shopping online for Christmas bargains pursing her lips in astonishment as she spots something she desires.

The art of celebration

  If you’re looking at your diary and wondering how you will survive the party fatigue (not to mention the cost)  of the run-up to Christmas, you’re not alone. A survey of 700 people revealed that  four out of 10 of us are ambivalent towards Christmas parties with a fifth of people actively disliking them. What … Continued

Two smiling girls drinking colorful cocktails. Watercolor painted picture on paper

What hibernation can teach us about our finances

It’s the time of year when many animals are preparing their winter quarters, topping up stores of food and getting ready for a long winter’s nap, also known as hibernation.   What’s this got to do with finance? A lot actually, because this is nature’s way of helping creatures to survive periods when the resources … Continued

Ginger squirrel sits on a tree in the winter forest. Rodent eating a nut.