Stay warm and save money

  It’s the time of year when it’s getting a little bit chilly and our energy bills will start to rise. A few simple changes can help to keep the costs down and help you to lead a more sustainable lifestyle. According to the Energy Saving Trust most households could save £100s each year as … Continued

House In Winter - Heating System Concept And Cold Snowy Weather

5 ways to buy wisely

  It’s the time of year when retailers pull out all the stops to encourage us to shop. There are offers with imminent deadlines, tempting window displays and essentially the whole armoury of tricks on display to get shoppers to spend as much as possible in the coming weeks. If you are one of the … Continued

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What harvest festival can teach us about finances

  Harvest Festival will soon be upon us.  Those harvest baskets full of fruits and vegetables and celebratory songs have been a way of giving thanks since pagan times.  But Harvest Festival is more than just a celebration – it has also been used as a way to save food and supplies in times of … Continued

Harvest festival

Teach your children about money this summer

  The summer holidays are well underway and many parents and grandparents will be suffering from complaints of boredom or working out how to keep young people entertained (and away from their devices) without spending a fortune.   The break in the academic year, however, can provide a valuable opportunity to put into place a … Continued

two years old child sitting on the floor and putting a euro coin into a piggybank.

The Benefits Of Granting Power Of Attorney

I’m sure most of us have at least heard of a Lasting Power Of Attorney but what exactly are they and why are they worth having? Similar to an Ordinary Power of Attorney, which gives someone else the power to handle your financial affairs for you and is usually used on a temporary basis, perhaps … Continued

Close up of pencil on Power of attorney

Can SAD affect your spending habits?

  As the nights draw in, it is estimated that around one in 15 of us in the UK will suffer from  Seasonal Affective Disorder, but what few of us realise is that the winter blues – as it is known – can also cost us money!   Also known as SAD, Seasonal Affective Disorder … Continued

Seasonal Affective Disorder

Why You Shouldn’t Book Now For Summer 2018

If you have returned from your summer holiday to numerous emails encouraging you to ‘book now for summer 2018’ coupled with generous discounts from the same holiday company you used if you book through them again, hold fire! Here’s why you shouldn’t book now…   Instead of being persuaded to part with any hard earned … Continued

Businessman standing in his office in front of the window with pyramids and sands behind it. Dreaming of vacation. Leave of absence, holiday.

Why It’s Time For An Adventure

  Whether it’s rainy or sunny, whether you’re heading away or staying at home, there is definitely something about summer that brings a little adventurous spirit to us all. The really great news is that we can use this to improve both our finances and our overall happiness.   It’s not simply supposition but fact … Continued

successful woman hiker taking photo with smartphone on mountain peak cliff

The best way to bank your holidays

When April comes around, many of us have a spring in our step, not just because the weather begins to get warmer, but because we all know that April and May herald the beginning of the spring bank holidays.   At this time of year more than any other, with Easter and then the two … Continued

Dreams of travel are all part of the enjoyment of a holiday

Is 2017 the year the rewrite your life story?

  There is a famous saying by Philip Pullman, author of the Dark Materials trilogy:  ‘After nourishment, shelter and companionship, stories are the thing we need most in the world.’ Stories teach us about the world and the people around us, but most importantly, they teach us about ourselves.   The stories that are most … Continued

My New Life Story Chapter 1 on a typewriter