Use It Or Lose It

You’re looking forward to the day when you can finally stop working and do all those things you’ve dreamt about – spending more time with the family, travelling to glorious places you’ve seen in magazines, getting fitter, taking up a new hobby, becoming more active in the community etc. You’ve spent time with your financial … Continued

active old age, people and lifestyle concept - happy senior couple riding bicycles at summer park

The art of celebration

  If you’re looking at your diary and wondering how you will survive the party fatigue (not to mention the cost)  of the run-up to Christmas, you’re not alone. A survey of 700 people revealed that  four out of 10 of us are ambivalent towards Christmas parties with a fifth of people actively disliking them. What … Continued

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Budget 2017: How Will It Affect You?

A summary by Tina Weeks Philip Hammond delivered his first Spring Budget as chancellor yesterday. We’ve taken a closer look at what he had to say and summarise the most important changes that will affect our clients. The good news is there were no significant tax or pensions changes in this Budget that will have any … Continued

Budget Planning

Why it isn’t too early to start thinking about Christmas

Every year it seems that retailers bring out the Christmas decorations and music that little bit earlier, often to a chorus of complaints. After all, even if you love the festive season, it can feel a little diluted if it lasts for three months and who isn’t more than a little bit jaded by Slade’s … Continued

Retro vintage style wooden texture background Empty copy space for inscription Idea of merry Christmas 2016

The March 2016 Budget Impact on Charities

The recent Budget contained positive funding news for a range of charities, both household names and local grassroots voluntary organisations, according to an article published by Standard Life. Military charities and women’s charities were once again sectors to benefit and preventing homelessness was singled out as an area to receive a considerable injection of funding, including a boost for Rough Sleeping Social Impact Bonds.


The Lifetime ISA: What you need to know

Amongst the key announcements that came from the budget was the introduction of a new ‘Lifetime ISA.’ By far the most attractive feature of this new form of savings account is that contributions every year will receive a healthy 25% bonus from the government.


The ‘Brexit’ impact on your pension

In the lead up to the budget announcement, George Osborne seemed to bow to the pressure David Cameron and other members of the Conservative Party were putting on him to soften his approach when it comes to pensions and tax relief.

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Budget 2016 Overview


It was famously said that ‘all roads lead to Rome.’ In British politics, all speeches currently lead to the EU Referendum. George Osborne’s Budget speech, delivered on Wednesday March 16th, was no exception.


The Budget Preview 2016

Previewing the 2015 Budget almost exactly twelve months ago, we wrote:

What now for the Chancellor as he starts to prepare for the Budget on March 18th?

On the one hand, the UK is growing faster and recovering better than any other major economy. On the other, there are worrying clouds on the horizon. The victory of the left-wing, anti-austerity party, Syriza, in the Greek elections has created more confusion in European economies already threatened by deflation and about to embark on a massive quantitative easing programme. Some of the latest data coming out of the US is not encouraging…