Why money talk can bring a little romance into your life

They say Money Can’t Buy You Love, but as Financial Life Planners, we know that while talking about money is not typically a conversation for Valentine’s Day, it can certainly enhance your romantic relationships.   In the long run it can also improve your financial wellbeing….   A recent survey of 2000 British adults revealed … Continued

Young family struggling with personal finance

5 Lessons that the tax return deadline can teach us all

While not everyone needed to be concerned about the 31st January deadline to submit Self Assessment tax returns, for those who are registered as self employed, it’s always a date etched deeply into the conscience. And yet, according to HMRC, in 2018 nearly 750,000 people missed it, most incurring fines as a result.   Get … Continued

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Introducing Hollie Simpson, Client Relationship Manager

More exciting news from Serenity! Our client support team has recently been boosted with the arrival of Hollie Simpson who joined us as a Client Relationship Manager based in our Admin Hub in Lincoln. Originally from Newcastle, Hollie recently moved to Lincoln having worked for Santander Bank. She brings with her valuable experience and skills in … Continued

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Real Retirement Planning

By Ian Kemp, Serenity Financial Life Planner I’ve been reading the Which? ‘planning for your retirement’ booklet, and it’s a pretty comprehensive summary of things you need to think about. But it struck me there’s one enormous hole in the 34 pages……. There is not one word about what retirement means, so what is it … Continued

Ian Kemp

The Value of Loyalty

It’s the time of year when we are faced with a barrage of advertisements from price comparison websites reminding us of the importance of checking how much we may be able to save if we switch everything from energy providers to mobile phone operators, broadband packages to home insurance.    Whilst there is no doubt … Continued

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How To Double The Gift of Giving

In the run up to Christmas, there is no shortage of charities appealing for our attention and, crucially, our money. Christmas cards, calendars and other gifts are marketed and, if it is a cause close to our heart, then we will dig deep and buy some.   But is it really the best way to … Continued

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The Wisdom of the Christmas Movie

Most of us use Christmas as a time to forget about our finances and how much we are earning and how we could earn more. Yes, we may have spent the best part of a starter mortgage on food and drink and presents but there’s no taking it back now so it’s time to just … Continued

Christmas shows on TV

What’s the best thing to do when the markets are volatile?

  It’s instinctive to want to do something when we hear and read about markets falling. Often, however, the best response can be to simply do nothing. This video by our partners Dimensional Fund Advisors demonstrate the difference that having the right financial adviser can make during uncertain times.

Stay warm and save money

  It’s the time of year when it’s getting a little bit chilly and our energy bills will start to rise. A few simple changes can help to keep the costs down and help you to lead a more sustainable lifestyle. According to the Energy Saving Trust most households could save £100s each year as … Continued

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