Carpe Diem – How To Plan To Seize The Day

Words: Ian Kemp, Serenity Life Planner I‘ve just come back from a few weeks in New Zealand, visiting our son, daughter-in-law and young granddaughter. This is a key part of my life plan, which I worked through with my coach, to clarify how it was going to be possible. It’s a long way to New Zealand, … Continued

Carpe Diem Phrase in Sand on the Beach

Why avoiding the news is good for your wealth

Unless you live on another planet, you will have found it rather hard to avoid the latest twists and turns in the ongoing political drama that is Brexit. But if you can avoid Brexit, it could be good for your finances. Much has been made of how terrible the uncertainty and ongoing political wrangling is … Continued

Successful beautiful and confident woman showing No news is good news on blackboard

How To Really Look After Your Greatest Asset

Spring is here and many of us begin to think about eating more healthily at this time of year. However, for most of us, it seems the main barrier to this is money. A survey by Aviva recently revealed more than half of us feel ‘healthy’ foods are too expensive. This often plays out when … Continued

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Five Ways To Go On A Financial Fast

  With Lent upon us, even the non-religious amongst us will think of something that we can perhaps give up for Easter. Usually, we pick something to do with our diet — sweet treats and alcohol are often the most popular things to give up. But what about our finances? There are undoubtedly expenditures within … Continued

couple fight for bank card to make online shopping

How our spending habits change when the days get longer

It’s the time of year when the clocks spring forward, and the days are getting longer. And according to numerous studies, it’s not just our sleeping habits which are affected by this, but our spending. Studies reveal that people tend to shop, dine out and engage in commercial activities more frequently in after-work daylight. So, … Continued

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Why money talk can bring a little romance into your life

They say Money Can’t Buy You Love, but as Financial Life Planners, we know that while talking about money is not typically a conversation for Valentine’s Day, it can certainly enhance your romantic relationships.   In the long run it can also improve your financial wellbeing….   A recent survey of 2000 British adults revealed … Continued

Young family struggling with personal finance

5 Lessons that the tax return deadline can teach us all

While not everyone needed to be concerned about the 31st January deadline to submit Self Assessment tax returns, for those who are registered as self employed, it’s always a date etched deeply into the conscience. And yet, according to HMRC, in 2018 nearly 750,000 people missed it, most incurring fines as a result.   Get … Continued

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Introducing Hollie Simpson, Client Relationship Manager

More exciting news from Serenity! Our client support team has recently been boosted with the arrival of Hollie Simpson who joined us as a Client Relationship Manager based in our Admin Hub in Lincoln. Originally from Newcastle, Hollie recently moved to Lincoln having worked for Santander Bank. She brings with her valuable experience and skills in … Continued


Real Retirement Planning

By Ian Kemp, Serenity Financial Life Planner I’ve been reading the Which? ‘planning for your retirement’ booklet, and it’s a pretty comprehensive summary of things you need to think about. But it struck me there’s one enormous hole in the 34 pages……. There is not one word about what retirement means, so what is it … Continued

Ian Kemp